Repair Bad Paymaster Record
For someone who has turned over a new leaf after a series case of black listed under Bank Negara or any banks for offenses like unable to settle bank loans, credit card or bankruptcy, your name will be stuck in the black list like forever if you don’t do something about it. Meaning, you can’t get a new bank loan or apply for credit cards with any other banks.
There are few ways you can go about to clear your name. One of them involved getting help from credit repair service with some fees implied. Another way that was proven effective (or has already proven effective in my case) was be good, behave yourself, pay all your dues on time, start building up savings in your bank account again. Once the bank took notice of you, eventually they will come to you automatically offering their services (credit card).